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NPS Calculator

Calculate your retirement corpus, lump sum, and monthy pension with National Pension Scheme.

Investment Details
Provide your investment amount and age for retirement planning.
Total Corpus
₹3,82,82,767
Monthly Pension
₹76,566

Per month after 60

Lump Sum Withdrawal
₹2,29,69,660
Investment Breakdown
Total Investment₹42,00,000
Interest Earned+₹3,40,82,767
Years left for investment35 Yr
Estimated CorpusTotal Corpus
₹3,82,82,767
Growth Projection
What is NPS?

The National Pension System (NPS) is a voluntary, long-term retirement savings scheme designed to provide social security to citizens of India. It is regulated by the PFRDA and offers tax benefits under Section 80C and 80CCD.

How NPS Returns are Calculated

Maturity Corpus Formula

FV = P × [((1 + r)ⁿ - 1) / r] × (1 + r)

Where P = Monthly contribution, r = Monthly rate of return (Annual Rate / 12 / 100), and n = Total number of months (Invested Years × 12).

Pension Calculation

Monthly Pension = (Corpus × Annuity Rate) / 100 / 12

The maturity corpus is split into a Tax-free Lump sum (60%) and an Annuity investment (40%). The monthly pension is derived from the annuity portion.

Frequently Asked Questions

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